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Savings Rates & Fees
SAVINGS RATES
Printable Rate Sheet
TERM
RATE TYPE
MINIMUM BALANCE
DIVIDEND - ANNUAL
PERCENTAGE YIELD
DIVIDEND
RATE
Basic Savings
n/a
Variable
$25
0.30%
0.30%
Holiday Club
Disbursed each
October
Variable
None
0.30%
0.30%
Savings Fees
Savings Account Fees
Money Management Account
Term Accounts
IRAs
Savings Services
SAVINGS FEES (fees could reduce the earnings on an account)
Printable Fee Schedule
SAVINGS ACCOUNTS
Basic Savings Account Maintenance
Free
Early Holiday Club Account Withdrawal
$15.00
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MONEY MANAGEMENT ACCOUNT
Money Management Account Maintenance
Free
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TERM ACCOUNTS
Term Savings Account Maintenance
Free
Term Savings Account Early Withdrawal Penalties (minumum of $20.00)*
- 3-11 Months - Dividends earned, not to exceed 90 days
- 12-60 Months - Dividends earned, not to exceed 180 days
*Withdrawals made in the first 6 days are subject to the greater of 7 days of interest or $20.00
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IRA ACCOUNTS
IRA Premature Withdrawal Penalties
(Under age 59-1/2; IRS penalty will also apply)
$25.00
All outgoing transfers or rollovers
$25.00
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SAVINGS SERVICES
Direct Deposit
Free
Return of Item You Deposited
$25.00
Verification of Deposit
$15.00 per request
Certified/Cashiers Check
$5.00
Wire Transfer
- Incoming
Free
- Outgoing Domestic - Online
$15.00
- Outgoing Domestic - Person-to-Person
$25.00
- Outgoing International - Online
$35.00
- Outgoing International - Person-to-Person
$50.00
- Recurring Wire Transfer
$5.00
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Copyright 2005 Quorum Federal Credit Union
Serving members since 1934.
Rates, Terms & Conditions subject to change.
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by NCUA
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